Sector Briefing · India
Fintech & Consumer
Data as of 12 Oct 2026Methodology
India’s fintech and consumer deep-tech sector is an emerging frontier where machine learning, blockchain, and natural language processing converge to tackle challenges in fraud detection, personal finance, and retail automation. Teams are applying predictive analytics and smart contracts across areas such as stock market prediction, legal tech, and HR analytics. The significant volume of patent applications and granted patents, including substantial foreign filings, signals a globally connected and actively protected innovation landscape.
India has 310 fintech & consumer startups mapped; 17,411 patent applications analysed, of which 2,712 are granted; 1,248 foreign filers are active in the sector.
- Startups:
- 310
- Patents:
- 17,411
- Granted:
- 2,712
- Foreign share:
- 19%
- Inventors:
- 52,549
- In opposition window:
- 598
Why this page exists - and how to read it
A one-page brief of this sector: its filing trend, the problems being worked on, the technologies in play, who files most, foreign interest, and a sample of the startups we've mapped to it. Each panel is a door - most drill into a fuller view.
- Investors
- Read the trend and foreign share first - momentum plus outside interest - then scan the roster for patent-backed startups.
- Founders & operators
- The problems list is a whitespace map: crowded themes are validated demand, thin ones are open ground.
- Corporate & R&D
- Top filers and technologies show who to benchmark and where the sector is consolidating.
- Policy & TTO
- The domestic-vs-foreign filing split signals where Indian players lead - and where outside applicants dominate.
310
Startups
17,411
Patents
2,712
Granted
1,248
Foreign filers
52,549
Inventors
Who's filing
Indian companies lead - institutes & foreign kept separate
- BLUEST METTLE SOLUTIONSIN · 97
- DR V KANNANIN · 94
- TATA CONSULTANCY SERVICESIN · 89
- MR J LOGESHWARANIN · 79
- Individual / Self-FilerIN · 76
- MASTERCARD INTERNATIONAL INCORPORATEDIN · 71
Educational institutes (6) - ranked by grant rate (share of filings granted, sample-adjusted), not filing volume
- INDIAN INSTITUTE OF TECHNOLOGY MADRAS4 of 6 granted
- UNIVERSITY OF PETROLEUM AND ENERGY STUDIES3 of 3 granted
- NATIONAL INSTITUTE OF TECHNOLOGY PATNA3 of 5 granted
- INDIAN INSTITUTE OF TECHNOLOGY KANPUR2 of 2 granted
- PIMPRI CHINCHWAD COLLEGE OF ENGINEERING2 of 2 granted
- AMITY UNIVERSITY5 of 19 granted
Foreign applicants - 19% of filings
- SAMSUNG ELECTRONICSKR · 337
- LG ELECTRONICSKR · 144
- MASTERCARD INTERNATIONALUS · 125
- UNILEVER GLOBAL IPGB · 123
- APPLEUS · 112
- LARGAN PRECISIONTW · 103
Filing trend
Chart starts at 2022 - earlier years reflect granted-only survivorship, not full filing volume.
View data
| Year | Domestic | Foreign | Granted |
|---|---|---|---|
| 2022 | 1296 | 623 | 1 |
| 2023 | 2419 | 711 | 12 |
| 2024 | 2759 | 804 | 835 |
| 2025 | 3710 | 651 | 333 |
| 2026 | 2305 | 198 | 506 |
Capital in this sector
Web-sourced funding across the deep-tech startups we track - a snapshot, not a time series
7
Funded startups
~$81.2M
Total raised
~$2M
Median raise
0 / 1
Series A / B+
Notable funded startups
- ToneTagSeries B · ~$78M
- Dvara E-DairyPre Series A · ~$2M
- tansorPaySeed · ~$1.2M
4 raised at seed / pre-Series A. Funding is from public sources and may contain errors - verify before relying on it. Company details, funding, stage, investors and brand names here are AI-matched to public web sources - not human-verified. Coverage is incomplete and some records may be matched to the wrong company. Treat as a directional starting point, verify before relying on any figure, and note the platform takes no responsibility for errors.
Problems being solved
Patents mapped · click to see the filers
Technologies in play
Patents mapped
| Label | Patents |
|---|---|
| Machine Learning | 2,63415% |
| Blockchain | 1,2087% |
| Artificial Intelligence | 9636% |
| Natural Language Processing | 9606% |
| Predictive Analytics | 6854% |
| Smart Contracts | 5963% |
| Sentiment Analysis | 4983% |
| Microcontroller | 4553% |
| Deep Learning | 4212% |
| AI-Based Imaging | 3662% |
| Cloud Computing | 3312% |
| Anomaly Detection | 3122% |
| Reinforcement Learning | 2902% |
| Biometric Authentication | 2872% |
| Mobile Application | 2832% |
| IoT | 2772% |
| Wireless Communication | 2732% |
| Microcontroller Control | 2652% |
| Data Analytics | 2642% |
| Encryption | 2551% |
| Predictive Modeling | 2521% |
| Computer Vision | 2251% |
| Voice Control | 2121% |
| Ultrasonic Sensor | 1971% |
| Augmented Reality | 1841% |
| Data Preprocessing | 1821% |
| Explainable AI | 1801% |
| RFID | 1771% |
| Random Forest | 1691% |
| Fraud Detection | 1681% |
Problems and technologies are grouped from each patent's text by AI, so treat the buckets as a map of what the sector works on - not an exact count. Open a bucket to see the filings behind it.
Where startups are mapped
| State | Startups mapped |
|---|---|
| Maharashtra | 60 |
| Karnataka | 51 |
| Tamil Nadu | 36 |
| Telangana | 32 |
| Gujarat | 25 |
| Uttar Pradesh | 25 |
| Delhi | 23 |
| Haryana | 10 |
| West Bengal | 10 |
| Rajasthan | 8 |
| Andhra Pradesh | 6 |
| Kerala | 5 |
When these companies were incorporated
199 companies with a company-register match, 177 of them with matched IP. Open a year to see the companies founded in it.
Incorporation dates come from the MCA register, which we have matched for about 69% of the deep-tech base - so this is the shape of the cohort, not a census of it. It is also not the DPIIT recognition date, which can be years later.
Startups · 15 of 310
Classified into Fintech & Consumer by their primary technology focus (shown under each name). IP chips count a company's total matched patents, designs and trademarks - across all sectors.
WINZO GAMES PRIVATE LIMITED
Media & Entertainment
WinZO is India's first skill based gaming app in which users can play and win a lot of exciting prizes, for REAL. A player has to participate in a challenge and answer all the questions correctly in the minimum time frame to win. This App focuses on the first time mobile users or
South Delhi
VINPRA SOLUTIONS
IT Services
VINPRA SOLUTIONS introduces a groundbreaking system for intelligent travel and event management, revolutionizing coordination with real-time tracking, personalized recommendations, multimedia timelines, and emergency services integration. Addressing inefficiencies in traditional
Medchal Malkajgiri
CAPSAVVY CONSULTANTS PRIVATE LIMITED
Finance Technology
CapSavvy aims to provide financial solutions to institutions and corporates for managing and growing their business through a high quality online platform.
Mumbai
SELDOM TECHNOLOGIES PRIVATE LIMITED
IT Services
We are an IT services providing company & provide services like Mobile Application development, website designing, CRM development, digital marketing .
Guntur
SKYTRIBE TECHNOLOGIES PRIVATE LIMITED
Technology Hardware
AeroIQ is a cutting-edge ceiling fan brand by Skytribe Technologies Pvt Ltd, leveraging innovative technology to transform the industry.Brand nature: D2C online brand with B2B partnershipsBusiness model: Direct-to-consumer sales, patent licensing, and strategic partnershipsRevenu
Bengaluru Urban
INNOGLE TECHNOLOGIES PRIVATE LIMITED
Finance Technology
An Award Winning India First Oceanography Deep-tech Company which provide Innovative solution for Different Verticals with emerging Technologies. Â Innogle offer technologies and its services including Artificial Intelligence, Big Data Mining, Robotics, embedded system, Digita
Chennai
DRSYA TECHNOLOGIES PRIVATE LIMITED
Marketing
A video-first intelligence platform for organizations that enables the TRUE VOICE of stakeholders to be heard, inspiring action.
Bengaluru Urban
ESOMEIN MANUFACTURING PRIVATE LIMITED
Green Technology
eSomein – everyone Save our Mother Earth India!!!  We are into Design and Develop new products which will be useful for day to day utilization  Today Earth has seen many threats like - Global Warming - Air Pollution - Noise Pollution - Water Pollution - Women Safety -
Vellore
CHERISE (INDIA) PRIVATE LIMITED
Food & Beverages
Cherise India Pvt Ltd is a Food and beverage company which is revolutionizing the instant beverages segment with the help of technology. The company produced vending machines using the state of the class technology.  Unlike traditional vending machines its not just a beverage d
Mumbai
LENDINGKART TECHNOLOGIES PRIVATE LIMITED
Finance Technology
Lendingkart Technologies Private Limited (LTPL) is a part of the fast evolving fin-tech industry in India that serves customers in the micro, small and medium enterprises (MSME) segment. It is primarily engaged in the business of development of software, providing services regard
Ahmedabad
SERIES 5 LABS PRIVATE LIMITED
Media & Entertainment
Series-5 LabsSeries-5 Labs is an IIMB-NSRCEL Incubated technology startup building an innovative cloud-based technology SAAS platform called SDM - Software Defined Marketing. SDM is patent-pending technology to address the gaps in mass media communication like OOH(offline), Print
Bengaluru Urban
FRAGHILL TECHNOLOGIES PRIVATE LIMITED
House-Hold Services
We are in the beauty and personal care industry, selling perfumes in different packing using a app and therefore would qualify for e-commerce/ beauty industry.
Gurugram
Sanvika beauty pvt ltd
Internet of Things
We are developing an automated customized cosmetics machine that allows users to create personalized lipstick and nail polish shades on demand. Using a screw conveyor mechanism and stepper motor control, the machine ensures precise pigment dispensing and consistent color formulat
Vadodara
RVAULT LLP
Others
RVault is a unique group owned digital storage product. Rvault helps keep important documents in one place and keep it accessible to everyone in a group. RVault is a digital document storage solution purpose built to store copies of legal and important documents like Sale deeds,
Mysuru
KARBAN ENVIROTECH PRIVATE LIMITED
Green Technology
We design and manufacture consumer appliances that cut your energy bills in half.
Ajmer
Deep-tech basis: site-backed (own website fetched and read), IP-backed (patent or design filed in its own name), web-backed (described elsewhere on the open web), registry only (registry description alone). How this is decided
See all 310 mapped startups
Full rosters and startup profiles come with a subscription.
Showing 15 of 310.
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